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	<title>Comments on: American Life Insurance-one of the Most Trusted Company</title>
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	<link>http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/</link>
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	<lastBuildDate>Fri, 02 Jul 2010 13:57:49 +0000</lastBuildDate>
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	<item>
		<title>By: earth</title>
		<link>http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/comment-page-1/#comment-1098</link>
		<dc:creator>earth</dc:creator>
		<pubDate>Tue, 22 Jun 2010 09:24:39 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/#comment-1098</guid>
		<description>&quot;Nice try there pervert&quot;. LMAO</description>
		<content:encoded><![CDATA[<p>&#8220;Nice try there pervert&#8221;. LMAO</p>
]]></content:encoded>
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	<item>
		<title>By: dudefornow14</title>
		<link>http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/comment-page-1/#comment-1102</link>
		<dc:creator>dudefornow14</dc:creator>
		<pubDate>Tue, 22 Jun 2010 08:41:58 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/#comment-1102</guid>
		<description>I didn&#039;t study for this test (haha)

1-Liability
2-Uninsured motorist if you were a pedestrian
Collision if it&#039;s a hit&amp;run in your car
3-Risk &amp; Loss
4-Comp &amp; Collision
5-Driving penalties
6-All of them</description>
		<content:encoded><![CDATA[<p>I didn&#039;t study for this test (haha)</p>
<p>1-Liability<br />
2-Uninsured motorist if you were a pedestrian<br />
Collision if it&#039;s a hit&amp;run in your car<br />
3-Risk &amp; Loss<br />
4-Comp &amp; Collision<br />
5-Driving penalties<br />
6-All of them</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: love</title>
		<link>http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/comment-page-1/#comment-1106</link>
		<dc:creator>love</dc:creator>
		<pubDate>Tue, 22 Jun 2010 02:48:49 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/#comment-1106</guid>
		<description>Some group policies at work do not care about preexisting conditions.
Some do. It is usually the private ones, not work connected that
up the rates.   Probably something to do with---- if you can work, then
you probably are not too sick, or disabled, so you can be insured.
If it is a dependent child, would you need to take insurance for you
as well as the child, and what is the waiting period.
Work insurance takes a while to go into effect.   You may have a rider
or whatever it is called, that will exclude treatment, or make you wait
so long to have insurance, or treatment for the preexisting condition.
I don&#039;t know for sure, you could find out some how who the employer
or potential employer uses and check it out on line or by calling the company.</description>
		<content:encoded><![CDATA[<p>Some group policies at work do not care about preexisting conditions.<br />
Some do. It is usually the private ones, not work connected that<br />
up the rates.   Probably something to do with&#8212;- if you can work, then<br />
you probably are not too sick, or disabled, so you can be insured.<br />
If it is a dependent child, would you need to take insurance for you<br />
as well as the child, and what is the waiting period.<br />
Work insurance takes a while to go into effect.   You may have a rider<br />
or whatever it is called, that will exclude treatment, or make you wait<br />
so long to have insurance, or treatment for the preexisting condition.<br />
I don&#039;t know for sure, you could find out some how who the employer<br />
or potential employer uses and check it out on line or by calling the company.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: urban</title>
		<link>http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/comment-page-1/#comment-1095</link>
		<dc:creator>urban</dc:creator>
		<pubDate>Mon, 21 Jun 2010 11:04:38 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/#comment-1095</guid>
		<description>LMFAO this vido is REALLY funny immm showing alll my friends:D &lt;3 u guyss hahaha</description>
		<content:encoded><![CDATA[<p>LMFAO this vido is REALLY funny immm showing alll my friends:D &lt;3 u guyss hahaha</p>
]]></content:encoded>
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	<item>
		<title>By: truth</title>
		<link>http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/comment-page-1/#comment-1093</link>
		<dc:creator>truth</dc:creator>
		<pubDate>Mon, 21 Jun 2010 09:20:07 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/#comment-1093</guid>
		<description>vhkjcsdgcjaASCGYXBAJSAJSJSDJNSZJKXSJ</description>
		<content:encoded><![CDATA[<p>vhkjcsdgcjaASCGYXBAJSAJSJSDJNSZJKXSJ</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Happy</title>
		<link>http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/comment-page-1/#comment-1107</link>
		<dc:creator>Happy</dc:creator>
		<pubDate>Mon, 21 Jun 2010 01:12:16 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/#comment-1107</guid>
		<description>I think you should go to the local building department (city or county) and apply for as built permits for these unpermitted structures.  Although costly, it&#039;s better than Code Enforcement coming by, realizing that those additions/properties are unpermitted and going to court, seeking an injunction to have you (1) obtain as-built permits or (2) having them torn down.

It is more expensive to have Code Enforcement come in and seek relief from the courts (assuming you don&#039;t comply and apply for as built permits) because you may have to pay their attorneys&#039; fees when they win.

I believe you apply for as built permits from the Building Department in the city.  Make sure you&#039;re in the incorporated portion of the city, otherwise you&#039;ll have to go to the County Building Department.

Also, if the bank didn&#039;t know that these additions were unpermitted, you wouldn&#039;t have an recourse.  Most foreclosures are sold as is and requires buyer&#039;s diligence.  A title insurance policy may or may not disclose unpermitted additions (depends on the wording of the policy).  As I recall, a title insurance policy only guarantees that you have marketable title to the property.</description>
		<content:encoded><![CDATA[<p>I think you should go to the local building department (city or county) and apply for as built permits for these unpermitted structures.  Although costly, it&#039;s better than Code Enforcement coming by, realizing that those additions/properties are unpermitted and going to court, seeking an injunction to have you (1) obtain as-built permits or (2) having them torn down.</p>
<p>It is more expensive to have Code Enforcement come in and seek relief from the courts (assuming you don&#039;t comply and apply for as built permits) because you may have to pay their attorneys&#039; fees when they win.</p>
<p>I believe you apply for as built permits from the Building Department in the city.  Make sure you&#039;re in the incorporated portion of the city, otherwise you&#039;ll have to go to the County Building Department.</p>
<p>Also, if the bank didn&#039;t know that these additions were unpermitted, you wouldn&#039;t have an recourse.  Most foreclosures are sold as is and requires buyer&#039;s diligence.  A title insurance policy may or may not disclose unpermitted additions (depends on the wording of the policy).  As I recall, a title insurance policy only guarantees that you have marketable title to the property.</p>
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	<item>
		<title>By: psychic</title>
		<link>http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/comment-page-1/#comment-1094</link>
		<dc:creator>psychic</dc:creator>
		<pubDate>Sun, 20 Jun 2010 21:19:11 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/#comment-1094</guid>
		<description>Sounds like discrimination? Insurance is a scam! I never had a ticket or accident and have to pay $220 per month? I can buy a Kia for $99 a month WTF?? Bad drivers should pay more or stay off the road and good drivers should pay almost nothing since we are not the cause of the accident. Anyone with less than 1 accident and 1 ticket every 3 years should pay super less!! What a SCAM!!</description>
		<content:encoded><![CDATA[<p>Sounds like discrimination? Insurance is a scam! I never had a ticket or accident and have to pay $220 per month? I can buy a Kia for $99 a month WTF?? Bad drivers should pay more or stay off the road and good drivers should pay almost nothing since we are not the cause of the accident. Anyone with less than 1 accident and 1 ticket every 3 years should pay super less!! What a SCAM!!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: corpo</title>
		<link>http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/comment-page-1/#comment-1096</link>
		<dc:creator>corpo</dc:creator>
		<pubDate>Sun, 20 Jun 2010 15:43:45 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/#comment-1096</guid>
		<description>SO FUNNY!!!</description>
		<content:encoded><![CDATA[<p>SO FUNNY!!!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Begi Tuin</title>
		<link>http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/comment-page-1/#comment-1101</link>
		<dc:creator>Begi Tuin</dc:creator>
		<pubDate>Sun, 20 Jun 2010 11:33:51 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/#comment-1101</guid>
		<description>insurance tips :
http://insurance6.cn</description>
		<content:encoded><![CDATA[<p>insurance tips :<br />
http://insurance6.cn</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kevin B.</title>
		<link>http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/comment-page-1/#comment-1104</link>
		<dc:creator>Kevin B.</dc:creator>
		<pubDate>Sun, 20 Jun 2010 07:57:00 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/american-life-insurance-one-of-the-most-trusted-company/#comment-1104</guid>
		<description>That would be like buying a car with a bad transmission!!! Think about it!!! LOL</description>
		<content:encoded><![CDATA[<p>That would be like buying a car with a bad transmission!!! Think about it!!! LOL</p>
]]></content:encoded>
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