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	<title>Comments on: Buying Life Insurance After Being Diagnosed With Cancer</title>
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	<link>http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/</link>
	<description>Business, Loan, Finance Guides</description>
	<lastBuildDate>Fri, 02 Jul 2010 13:57:49 +0000</lastBuildDate>
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	<item>
		<title>By: earth</title>
		<link>http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/comment-page-1/#comment-1116</link>
		<dc:creator>earth</dc:creator>
		<pubDate>Fri, 02 Jul 2010 13:57:49 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/#comment-1116</guid>
		<description>&quot;Nice try there pervert&quot;. LMAO</description>
		<content:encoded><![CDATA[<p>&#8220;Nice try there pervert&#8221;. LMAO</p>
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		<title>By: truth</title>
		<link>http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/comment-page-1/#comment-1111</link>
		<dc:creator>truth</dc:creator>
		<pubDate>Thu, 01 Jul 2010 09:08:30 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/#comment-1111</guid>
		<description>vhkjcsdgcjaASCGYXBAJSAJSJSDJNSZJKXSJ</description>
		<content:encoded><![CDATA[<p>vhkjcsdgcjaASCGYXBAJSAJSJSDJNSZJKXSJ</p>
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	<item>
		<title>By: psychic</title>
		<link>http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/comment-page-1/#comment-1112</link>
		<dc:creator>psychic</dc:creator>
		<pubDate>Wed, 30 Jun 2010 19:42:44 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/#comment-1112</guid>
		<description>Sounds like discrimination? Insurance is a scam! I never had a ticket or accident and have to pay $220 per month? I can buy a Kia for $99 a month WTF?? Bad drivers should pay more or stay off the road and good drivers should pay almost nothing since we are not the cause of the accident. Anyone with less than 1 accident and 1 ticket every 3 years should pay super less!! What a SCAM!!</description>
		<content:encoded><![CDATA[<p>Sounds like discrimination? Insurance is a scam! I never had a ticket or accident and have to pay $220 per month? I can buy a Kia for $99 a month WTF?? Bad drivers should pay more or stay off the road and good drivers should pay almost nothing since we are not the cause of the accident. Anyone with less than 1 accident and 1 ticket every 3 years should pay super less!! What a SCAM!!</p>
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	<item>
		<title>By: rails</title>
		<link>http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/comment-page-1/#comment-1110</link>
		<dc:creator>rails</dc:creator>
		<pubDate>Wed, 30 Jun 2010 17:20:50 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/#comment-1110</guid>
		<description>I&#039;m a guy and I know I drive like a fucking maniac... It&#039;s really not that bad and it&#039;s kind of true actually.
It&#039;ll make you drive a whole of a lot safer that&#039;s for sure.</description>
		<content:encoded><![CDATA[<p>I&#8217;m a guy and I know I drive like a fucking maniac&#8230; It&#8217;s really not that bad and it&#8217;s kind of true actually.<br />
It&#8217;ll make you drive a whole of a lot safer that&#8217;s for sure.</p>
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	<item>
		<title>By: urban</title>
		<link>http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/comment-page-1/#comment-1113</link>
		<dc:creator>urban</dc:creator>
		<pubDate>Wed, 30 Jun 2010 04:47:06 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/#comment-1113</guid>
		<description>LMFAO this vido is REALLY funny immm showing alll my friends:D &lt;3 u guyss hahaha</description>
		<content:encoded><![CDATA[<p>LMFAO this vido is REALLY funny immm showing alll my friends:D &lt;3 u guyss hahaha</p>
]]></content:encoded>
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	<item>
		<title>By: jpro</title>
		<link>http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/comment-page-1/#comment-1115</link>
		<dc:creator>jpro</dc:creator>
		<pubDate>Tue, 29 Jun 2010 15:06:38 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/#comment-1115</guid>
		<description>PENIS TAX!!!!</description>
		<content:encoded><![CDATA[<p>PENIS TAX!!!!</p>
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	<item>
		<title>By: corpo</title>
		<link>http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/comment-page-1/#comment-1114</link>
		<dc:creator>corpo</dc:creator>
		<pubDate>Tue, 29 Jun 2010 12:08:48 +0000</pubDate>
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		<description>SO FUNNY!!!</description>
		<content:encoded><![CDATA[<p>SO FUNNY!!!</p>
]]></content:encoded>
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	<item>
		<title>By: silly willy</title>
		<link>http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/comment-page-1/#comment-1117</link>
		<dc:creator>silly willy</dc:creator>
		<pubDate>Tue, 29 Jun 2010 09:58:52 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/#comment-1117</guid>
		<description>Not precisely.

There are several different kinds of policies.  The &quot;guaranteed issue&quot; ones, where &quot;we take you no matter what&quot;, DO have a clause in them, that you have to live at least two years before dying, to collect.

The standard policy has a &quot;contestable&quot; period of 2 years (3 in a couple states), where if you die within that time period, the insurance company can refuse to pay out if it&#039;s suicide, or they can investigate your application, and if they find out you lied for any of the questions, they don&#039;t have to pay. 

That physical isn&#039;t intended to be a complete medical history.  So if you lie about, say, being a smoker, and it&#039;s not picked up on the physical, and you die within the two years, and it shows up in your medical records, they don&#039;t cover you.

The truth is, a LOT of people lie on the applications.  Only the ones that die within the first two years get CAUGHT at it.</description>
		<content:encoded><![CDATA[<p>Not precisely.</p>
<p>There are several different kinds of policies.  The &quot;guaranteed issue&quot; ones, where &quot;we take you no matter what&quot;, DO have a clause in them, that you have to live at least two years before dying, to collect.</p>
<p>The standard policy has a &quot;contestable&quot; period of 2 years (3 in a couple states), where if you die within that time period, the insurance company can refuse to pay out if it&#039;s suicide, or they can investigate your application, and if they find out you lied for any of the questions, they don&#039;t have to pay. </p>
<p>That physical isn&#039;t intended to be a complete medical history.  So if you lie about, say, being a smoker, and it&#039;s not picked up on the physical, and you die within the two years, and it shows up in your medical records, they don&#039;t cover you.</p>
<p>The truth is, a LOT of people lie on the applications.  Only the ones that die within the first two years get CAUGHT at it.</p>
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	<item>
		<title>By: edn</title>
		<link>http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/comment-page-1/#comment-1118</link>
		<dc:creator>edn</dc:creator>
		<pubDate>Tue, 29 Jun 2010 09:08:27 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/#comment-1118</guid>
		<description>Enjoy every day one at a time,look for things that make you smile even if they are small.</description>
		<content:encoded><![CDATA[<p>Enjoy every day one at a time,look for things that make you smile even if they are small.</p>
]]></content:encoded>
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	<item>
		<title>By: nacao</title>
		<link>http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/comment-page-1/#comment-1109</link>
		<dc:creator>nacao</dc:creator>
		<pubDate>Tue, 29 Jun 2010 08:45:43 +0000</pubDate>
		<guid isPermaLink="false">http://mcnulty.us/buying-life-insurance-after-being-diagnosed-with-cancer/#comment-1109</guid>
		<description>@Ironzealot7531 women get paid less doing the same shit as men so i&#039;d say its fair =/</description>
		<content:encoded><![CDATA[<p>@Ironzealot7531 women get paid less doing the same shit as men so i&#8217;d say its fair =/</p>
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