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Personal Finance Do’s and Don’ts

Wed ,10/02/2010

Question about finance

What banks can finance a single family residence under 600 square feet?
Hello. I am attempting to buy a foreclosure in San Diego that is a single family residence with a total square footage of 528. I was told it is difficult for banks to finance anything under 600 square feet. The house is in good shape but its tiny. I need financing asap since the bank already accepted my offer. Thanks.

Personal Finance Do’s and Don’ts

Every single one of us—no matter our location, age, gender, hair color, family background or race—has to manage our personal finances.

For some, it’s an exciting passion, a never-ending game of “how much can I accumulate in one lifetime”.

For others, it’s just part of life, something that needs to be dealt with but doesn’t border on obsession.

And finally, for man (more…)

Business Vehicle Financing

Tue ,29/12/2009

Question about finance

What is the difference between a finance and a balloon finance?
I'm planning on purchasing the all new mercedes benz glk 2010..and when i checked the pricing online the balloon finance is cheaper than the finance. i just want to know what the difference between the 2 deals are.

Business Vehicle Financing

Many a time, a company or business organization needs to purchase expensive vehicles for the purpose of meeting the various business requirements. Business vehicle financing is a viable option in such cases. The construction companies, sanitation companies and several other companies require business vehicle financing to meet the various requirements of their work.

The world of business vehicle financing, at (more…)

Taking the Mystery Out of Software Financing and Software Leasing

Sun ,27/12/2009

Question about finance

Where to find free start-up finance spreadsheet to show potential investor eg 3yr revenue projection, etc?
I co-founded a start-up. Business plan is in the work. I still need to work on the financial section. I know I should have a CFO work on it. But I don't have $$ to pay/hire a CFO. So I get to wear the finance hat too among other roles. Do you know of free finance spreadsheet templates I could download to use? Need to finish biz plan to show potential investors. Can't show current biz plan as is without figures. Biz plan doesn't mean anything to investors without 3 year financial planning such as revenue projection, dev't cost projection, marketing budget projection, potential # of people for hire, other related finance figures of interest to potential investor. Tks for your help in advance!

Taking the Mystery Out of Software Financing and Software Leasing

The very terms “software leasing” and “software financing” are confusing to many businesspeople. This is due to the fact that software is typically not seen as something that is purchased over time.

This view is shared by both end-users, and the developers of software. Companies who think nothing of financing a vehicle or a new computer system will stress over how they will pay for expensive new business softwa (more…)

Why I Love Commercial Financing!

Fri ,25/12/2009

Question about finance

What are the benefits of having a finance degree?
And if i major in finance, and graduate with a finance degree, what are my options after i graduate? Like what sort of jobs could I be working?

Why I Love Commercial Financing!

Whenever one invests in real estate the most important thing that they have to look for are the finances. Any real estate property be it apartment or other requires huge amounts of money and hence the need of apartment financing. The choice of a particular financing option largely affects the investment outcomes and hence one must tread cautiously in the matter of apartment financing. There are many financing options that one c (more…)

Car Finance UK – Easy Way to Finance Your Car

Fri ,25/12/2009

Question about finance

How does a clergyman finance a church and make a living?
Let's say that I get a bachelors in religion and a masters in divinity and pay for my schooling with student loans. How would I pay off my loans, finance a church, and support myself?

Car Finance UK – Easy Way to Finance Your Car

Today car becomes very essential for every human’s life. There are many people who have their own car but many people don’t have a car. They have not enough credit to buy a new branded car so they need car finance to do so. Car finance UK is so simple but it is not simple to get it in cheap interest rates. So that when you search for car finance UK you should try to get financed from that company who can offer you a cheap r (more…)

Car Finance Loan: When You Can’t Just Wait to Buy a Car

Wed ,16/12/2009

Question about finance

What is the difference between economics, finance and marketing majors?
I'm deciding whether I should major in economics, finance, or marketing when I go to college next year. What is the difference between them? What kind of jobs will I be able to get for each of the three majors? Please help.

Car Finance Loan: When You Can't Just Wait to Buy a Car

Sure, you will be kicking a few tires but that will only be half of the battle. Know your limitations even before looking for that new car. If you would be paying for all car-related expenses, don’t forget to spend no more than 10% of your total earnings.

When negotiating for the price of your car, decide first on a price range and how much your down payment will be. Should you choose a long arrangement under a (more…)

Finance, Credit, Investments-modern Interpretation

Wed ,16/12/2009

Question about finance

How do we offer finance to our customers?
We are a young business designing and building garden rooms. We lose customers who love our buildings because we don't provide finance. I've googled, but companies offering us finance come up. Is there anyone out there who had done this recently for their business, or are you a company which provides this service.
Many thanks for helpful replies.

Finance, Credit, Investments-modern Interpretation

Finance, Credit, Investments – Economical Categories. Modern Interpretation

 

Scientific works in the theories of finances and credit, according to the specification of the research object, are characterized to be many-sided and many-leveled.

The definition of totality of the economical relations formed in the process of formation, distribution and usage of finances, as money sources is widely spread. (more…)

Car Finance Places You on the Top Gear While Buying a Car

Sun ,13/12/2009

Question about finance

What is the difference between a finance and a balloon finance?
I'm planning on purchasing the all new mercedes benz glk 2010..and when i checked the pricing online the balloon finance is cheaper than the finance. i just want to know what the difference between the 2 deals are.

Car Finance Places You on the Top Gear While Buying a Car

Car financing has taken a new spin with regard to providing investment for buying a car. So, how do you finance a car? If this question leaves you baffled, then you have to go a long way in the process of buying a car. The term ‘financing’ in relation to buying a car connotes either rendering loan to buy the car or lease the car to you. You are probably concentrating on the former meaning. Many people are in favour of talki (more…)

Venture Capital Financing: Structure and Pricing

Thu ,26/11/2009

Question about finance

What careers in finance would be benefitted by a legal education?
What type of careers in finance would be best suites to e filled by a lawyer or law school grad? Investment banking, mergers and acquisitions, securities law…? Also, what do you think of these career paths in such a crazy time, and how in demand do you predict these positions will be in 4 years?

Venture Capital Financing: Structure and Pricing

Introduction

A venture financing can be structured using one or more of several types of securities ranging from straight debt-to-debt with equity features (e.g., convertible debt or debt with warrants) to common stock. Each type of security offers certain advantages and disadvantages to both the entrepreneur and the investor. The characteristcs of your situation and current market forces will impact the type and mix (more…)

Purchase Order & Letter of Credit Financing

Mon ,23/11/2009

Question about finance

What is the difference between a career in Finance and a career in Accounting?
I am thinking about going back to school to get a BS in Business Administration.

I would like to know what the difference is in careers in Finance and Accounting. Has anyone had a career in either field? What I want to know is:

What did you think of your career?

What did you do all day in Finance or Accounting?

Did you find it exciting or really boring?

For a career as a Financial Planner or Financial Advisor, do you work off of commision only?

Any information would be very helpful. Thanks.

Purchase Order & Letter of Credit Financing

Many business opportunities come with an associated challenge. For most entrepreneurial businesses, the greatest challenge is financing the business opportunities created by your sales efforts. What are your options if you have a sales opportunity that is clearly too large for your normal scale of operations? Will your bank provide the necessary financing? Is your business a startup, or too new to meet the bank’s requirements (more…)