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Question about finance

How does agricultural finance work in the US? Which organizations are involved?
I'm trying to understand how agricultural-finance works in the US, the companies/organizations involved in this, etc.

Please help me develop a broad understanding of its structure, key organizations, etc.

Thanks so much in advance!

Spring is in the air across the country and many people are beginning their gardening and participating in the tradition of spring cleaning. It’s the time of year when garages get organized, and clutter is removed so that the floors and walls can all get a much needed cleaning after the family has spent months indoors waiting out the cold weather.

Anyone who’s ever tended a flower garden knows that flowers require (more…)

Question about finance

How do we offer finance to our customers?
We are a young business designing and building garden rooms. We lose customers who love our buildings because we don't provide finance. I've googled, but companies offering us finance come up. Is there anyone out there who had done this recently for their business, or are you a company which provides this service.
Many thanks for helpful replies.

A rise in costs for users of any financial service usually results in public outcry, why is it then that so many of those same consumers allow penalty fees and charges to accrue on their credit cards, when the problem could so easily be avoided?

The financial groups Defaqto and MoneyExpert have released a report in which the startling figure that one in five consumers have had to pay just such a charge, and while c (more…)

Question about finance

What is the difference between economics, finance and marketing majors?
I'm deciding whether I should major in economics, finance, or marketing when I go to college next year. What is the difference between them? What kind of jobs will I be able to get for each of the three majors? Please help.

Sure, you will be kicking a few tires but that will only be half of the battle. Know your limitations even before looking for that new car. If you would be paying for all car-related expenses, don’t forget to spend no more than 10% of your total earnings.

When negotiating for the price of your car, decide first on a price range and how much your down payment will be. Should you choose a long arrangement under a (more…)

Question about finance

Where to find free start-up finance spreadsheet to show potential investor eg 3yr revenue projection, etc?
I co-founded a start-up. Business plan is in the work. I still need to work on the financial section. I know I should have a CFO work on it. But I don't have $$ to pay/hire a CFO. So I get to wear the finance hat too among other roles. Do you know of free finance spreadsheet templates I could download to use? Need to finish biz plan to show potential investors. Can't show current biz plan as is without figures. Biz plan doesn't mean anything to investors without 3 year financial planning such as revenue projection, dev't cost projection, marketing budget projection, potential # of people for hire, other related finance figures of interest to potential investor. Tks for your help in advance!

You shouldn’t worry too much about bad credit finance options, because there are several financing options available regardless of your credit history… some of them charge higher interest rates or require some additional security, but in the end may be just what you’re looking for.

Vehicle financing

If you’re looking for a bad credit finance for a new or used vehicle, your best option is most (more…)

Question about finance

What is the difference between a finance and a balloon finance?
I'm planning on purchasing the all new mercedes benz glk 2010..and when i checked the pricing online the balloon finance is cheaper than the finance. i just want to know what the difference between the 2 deals are.

Car financing has taken a new spin with regard to providing investment for buying a car. So, how do you finance a car? If this question leaves you baffled, then you have to go a long way in the process of buying a car. The term ‘financing’ in relation to buying a car connotes either rendering loan to buy the car or lease the car to you. You are probably concentrating on the former meaning. Many people are in favour of talki (more…)

Question about finance

What are the differences between marketing and finance?
I'm trying to decide between marketing or finance as my major, could someone shed some light on the pros and cons of each, and the major differences. I'm torn between the two and would like to know if there are things about each that I"m not thinking of.

It’s still not too late, however, to reset the trajectory on your family’s finances, experts note.

1. Build a Budget

If you haven’t already done so, create a realistic budget.

Approximately 85% of your income should be set aside for necessities like housing, food, health care and clothing, according to the professionals at VISA USA.

This leaves 15% for entertainme (more…)

Question about finance

What exactly is a finance charge, and under what circumstances will I need to pay one?
Pretty much exactly what the main question says. I have no idea what a "finance charge" is. For instance, would I be charged a finance charge if I charged a purchase, and then paid the balance immediately?

Any additional information that could be given would be great, as I'm considering getting my first credit card, and want to know everything I can so that I don't get myself into trouble.

While it may seem obvious to state it, credit reports are predominantly concerned with assessing the risk involved in lending money to you. Lenders are obsessed with one thing, getting repaid, and their entire industry revolves around making this occur. Therefore, they have developed the credit score that will assess your likely hood of repaying them and this is then used to either approve or reject your application for credit. (more…)

Question about finance

What is the difference between economics, finance and marketing majors?
I'm deciding whether I should major in economics, finance, or marketing when I go to college next year. What is the difference between them? What kind of jobs will I be able to get for each of the three majors? Please help.

First, you want to figure out where you are going to get your car finance. There are a number of institutions that can get you financing. Banks, credit unions, the dealership, or even auto manufacturers can provide financing for your new or used vehicle.

Second, with a car finance, you need to realize that whether you buy a new or used vehicle will affect your financing. As a general rule, interest rates will b (more…)

Question about finance

How do i go about getting auto finance companies to hire my repossession company?
I am a owner operator of my repossession and towing company. I just recently went into the repossession/recovery part of my business a few months ago. I currently recover/repossess for a few buy here, pay here car lots. What I'm wanting to do is expand and repossess for major auto finance and title loan companies. How would i go about doing so?

1. Keep Your Bills in One Place

When the mail comes, make sure it goes in one place. Misplaced bills can be the cause of unwanted late fees and can damage your credit rating. Whether it’s a drawer, a box, or a file, be consistent. Size is also important. If you get a lot of mail, use an area that won’t get filled up too quickly.

2. Pay Your Bills on Schedule

Bill paying can be (more…)